IMInflation Money

Dashboard clocks

Money metrics moving now

Data snapshot Oct 2026 · How the clocks work

Each clock starts from the latest official observation and moves at that series’ recent annual pace until the next data refresh. Open any card for its history and sources.

US National Debt $40,284,036,147,367 Treasury Debt to the Penny, projected between releases Debt per citizen $117,443 Debt divided by estimated population M2 money supply $23,342,800,000,000 Federal Reserve M2, latest monthly value Dollar purchasing power loss since 1971 87.9% Derived from BLS CPI-U, 1971 to the latest month Grocery prices, 12-month change +2.1% BLS food-at-home CPI · Projected from Oct 2026 Rent, 12-month change +2.8% BLS rent of primary residence CPI · As of Aug 2026 Healthcare prices, 12-month change +1.6% BLS medical care CPI · As of Aug 2026 Tuition and childcare, 12-month change +3.4% BLS tuition, fees, and childcare CPI · As of Aug 2026 Gold vs dollar comparison 76.8x London gold price versus its 1971 level Bitcoin vs dollar comparison 221x Bitcoin price versus its first 2014 observation

Purchasing power is time-sensitive Debt compounds continuously Inflation is a hidden tax on cash Official data deserves plain-English context

Watch the value of money change in real time—debt rising, prices climbing, and purchasing power slipping second by second.

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Consumer-readable metrics

The economy in plain numbers

Federal totals, household benchmarks, and asset prices from official statistics, each labelled with its source date. Values between data releases are projected at the series’ recent annual pace.

US gross domestic product$32,563,030,000,000Annualized economic output baseline.
Federal tax revenue$3,813,961,000,000Rolling yearly receipt estimate.
Federal spending$7,755,254,000,000Rolling yearly outlay estimate.
Budget deficit$1,699,263,000,000Spending minus revenue estimate.
Net interest on debt$1,279,734,000,000Annual carrying-cost pressure.
Worker compensation$16,349,724,000,000Annual employee-compensation baseline.
Median household income$87,460Consumer-scale income anchor.
Median new home price$393,700Housing affordability reference.
Average new car price$50,500Durable-goods affordability reference.
Unemployment count7,109,000Labor-market stress snapshot.
Debt per taxpayer$238,367Debt divided by an estimated taxpayer base.
Debt per household$305,182Household-scale public debt burden.
Debt added per second$75,469Current yearly debt pace translated to seconds.
Debt added per day$6,520,557,280Daily borrowing pressure at the current pace.
Interest per citizen$3,731Net interest cost divided by population.
CPI-U index level334.1CPI-U all items, 1982–84 = 100.
Headline inflation rate3.4%CPI-U 12-month change, latest release.
Core inflation pulse2.5%CPI-U excluding food and energy, 12-month change.
Annual inflation tax on $100k$3,353Purchasing-power drag at the current CPI pace.
$100 from 2000 buys$51.53Remaining broad-CPI purchasing power.
Gold price per ounce$4,062Hard-asset benchmark.
Silver price per ounce$38.00Precious-metal benchmark.

Why money feels broken

Prices move faster than paychecks.

When currency units expand, debts compound, and essential costs reprice, households experience money as a melting ice cube. Inflation Money turns abstract annual reports into moving clocks so the pressure becomes visible.

What this site tracks

Debt, money supply, purchasing power, essentials, wages, hard assets, and alternative monetary networks.

Debt intelligence layer

Make the national debt feel measurable, not abstract.

This section translates the moving federal balance into household-scale numbers with the source, the projection method, and the recent trend in one place.

Projected US National Debt $40,284,036,147,367 Latest Treasury figure Oct 7
Debt per citizen $117,443 Every American's theoretical share
Added today $0 Estimated change since UTC midnight
Interest per day $3.50B Annual net interest ÷ 365
Debt to GDP 124% Debt compared with annual output

Latest Treasury figures

  1. $40.284T+$11.0B
  2. $40.273T+$23.9B
  3. $40.249T+$6.7B
  4. $40.242T−$18.2B
  5. $40.261T+$88.8B

Trillion-dollar milestone tracker

28% of the way from $40T to $41T, based on the projected total above.

How to read this

The total comes from Treasury’s daily Debt to the Penny figure and moves at the past year’s average pace between releases. Per-person figures divide by the latest Census population estimate. Interest and GDP come from the Federal Reserve and BEA via FRED.

Run your own numbers

Quick tools for your own money

Start with a fast check below, then open the full calculators for every year since 1913, daily and monthly loss figures, and a market-by-market comparison.

Inflation loss check

$
Needed today for the same buying power
$0
Buying power lost since 2020
$0
Uses the CPI-U annual average for 2020 and the latest year-to-date average.

Inflation loss calculator

How much buying power does your cash lose per day, month, and year at today’s CPI rate, and what will it be worth in 10 years?

Open the loss calculator

Full inflation calculator

Convert any dollar amount between any two years from 1913 to today, with cumulative and annualized inflation.

Open the inflation calculator

Shiller CAPE ratio

How expensive are U.S. stocks? Today’s S&P 500 against ten years of inflation-adjusted earnings and every month since 1881, updated daily.

See the CAPE ratio

Explore

Guides, tools, history, and sources

Everything on Inflation Money links back to a public data source. Use these entry points to learn the concepts, run the calculators, and check how each number is produced.

LearnInflation guidesPractical explanations of CPI, purchasing power, and why prices stay high. CalculateInflation calculatorConvert dollars between any two years from 1913 to today. Watch liveLive inflation clockWatch your money lose buying power second by second at the current official rate. CompareCD calculatorWhat a certificate of deposit pays after the payout schedule, tax, and inflation. CalculateInflation loss calculatorSee what idle cash loses per day, month, and year, and how to protect it. CompareMarket returnsGold, stocks, Bitcoin, bonds, homes, oil, and cash, nominal or after inflation. HistoryNational debt historyFederal debt snapshots from 1971 to the latest Treasury figure. HistoryDollar purchasing powerHow much of a 1971 dollar is left, by decade. SourcesMethodologyEvery series, its source, its update cadence, and the formulas used.
Official sources cited As-of dates on every metric Estimates labelled Corrections welcome

Common questions

Quick answers people expect from a live money clock.

Is this clock official?

Not in the sense of being published by a government agency. Each clock starts from the latest official figure (Treasury, BLS, BEA, or the Federal Reserve), shows that figure’s date, and projects forward at the series’ recent pace until the next refresh. The methodology page lists every source.

Why does debt per citizen matter?

It translates a giant federal number into a personal scale, making the burden easier to compare with income, taxes, rent, and savings.

How much is inflation costing me?

At the current CPI rate, $10,000 in cash loses roughly $27 of buying power every month. Enter your own balance in the inflation loss calculator to see daily, monthly, and yearly figures and a 30-year projection.

Trust & rules

Check our work

Sources, methodology, the corrections process, privacy practices, and legal pages are all public and linked here.

Fresh reading

Latest

New guides and inflation news to help you understand your money.

Disclaimer

Inflation Money is an educational site. Clock values are projections from the most recent official observation, labelled with their source date, and figures marked as estimates are derived rather than reported. Nothing here is financial advice, an official statistic, or real-time market data. See the methodology and editorial policy.